Dental Insurance

We've answered some common questions about dental insurance here. Still, please don't hesitate to contact Dental Wellness of Charlotte at (704) 317-7337 if you have additional questions or need help navigating your dental insurance benefits.

Do I Need to Have Dental Insurance to Receive Treatment?

No! You don't have to have dental insurance to see our dentist, and we're happy to work with you on payment arrangements if you require extensive treatment.

Patients without dental insurance may be interested in our Dental Wellness Club, which helps patients receive the preventive teeth cleanings, checkups, and x-rays they need twice yearly for one low yearly membership fee. Dental Wellness Club members also enjoy extra yearly savings on restorative and cosmetic procedures. 

Some of our patients have found that a wellness membership is actually more beneficial to them than dental insurance, as that has treatment limitations, deductibles, and yearly maximums that can prevent them from getting the treatment they need. 

What Insurance Plans Do You Work With?

Dr. Shirman does work with all major dental insurance companies, and we're happy to file claims on your behalf. Our friendly and knowledgeable team will also answer questions about your dental insurance if you need help navigating your benefits. 

Is Choosing an Out-of-Network Provider More Expensive Than an In-Network Provider?

You may receive less coverage for procedures with an out-of-network dentist since they don't have a contract with your dental insurance as an in-network provider does. However, this means that your dentist can provide you with a high level of care that meets their quality standards using the best materials for your needs. 

In-network dentists may have to compromise their materials or treatment standards to cover the cost of care not covered by dental insurance.